Garden Party Necklace in Cosmopolitan

This necklace is gorgeous, one of the favorites of the new Fall line. It is featured in the October issue of Cosmo! They have it paired with a cream colored top under pearls. I would never have thought to wear this necklace like that. It is so beautiful I always think to wear it by itself so it can shine on its own, but this look is great! What do you think?